In tandem with the financing illustrated in the examples on this site, we can help clients complete their capital stack through our network of lenders with low rate bank financing. The proceeds from the contract-backed financing can be invested by the borrower into projects as equity, and since first position is left available and no liens are placed on assets, banks can participate in the same manner as if the borrower did not finance the equity share. Compared to investing personal equity or bringing in an equity partner, the cost of the capital stack is much more affordable and equity shares are not diluted.


Whether you currently have a bank willing to invest and just need the equity piece, or you do not have enough collateral to get 100% debt financing without recourse and need help from us to bring in the conventional bank loan, we can work with you. 


If your project qualifies for either the USDA Business and Industry Loan Program or the USDA Biorefinery Assistance Program and you have a bank willing to invest should you find adequate equity, and you have potential sources of collateral, we can work with you. 


If your project qualifies for one of the USDA loan guarantee programs and you have potential sources of collateral but need assistance finding a bank who will participate and/or need assistance in the application process, we have experienced associates available to handle all of you USDA loan guarantee needs.